LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,899
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$1,135/mo
Today · 4.125%
HK$38,150
baseline
▲ 0.50% · 4.625%
HK$40,471
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,300/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,937
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,086/mo
Today · 4.125%
HK$42,094
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,188/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,078
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,362/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,565
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,924
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,209
−HK$1,304/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,176
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,258
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,821
−HK$1,589/mo
Today · 4.125%
HK$53,410
baseline
▲ 0.50% · 4.625%
HK$56,659
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,820/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,912
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,411
−HK$1,521/mo
Today · 4.125%
HK$58,932
baseline
▲ 0.50% · 4.625%
HK$62,039
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,864/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,617
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,627
−HK$2,042/mo
Today · 4.125%
HK$68,669
baseline
▲ 0.50% · 4.625%
HK$72,848
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,338/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,886
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,814
−HK$1,956/mo
Today · 4.125%
HK$75,770
baseline
▲ 0.50% · 4.625%
HK$79,764
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,540/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,371 · Scale 2, in force from 26 Feb 2026)