LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,900
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,016
−HK$1,135/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,472
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,938
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,009
−HK$1,087/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,314
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,419
−HK$1,362/mo
Today · 4.125%
HK$45,781
baseline
▲ 0.50% · 4.625%
HK$48,567
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,562/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,925
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,211
−HK$1,304/mo
Today · 4.125%
HK$50,515
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,030/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,259
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,823
−HK$1,588/mo
Today · 4.125%
HK$53,411
baseline
▲ 0.50% · 4.625%
HK$56,661
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,822/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,913
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,413
−HK$1,521/mo
Today · 4.125%
HK$58,934
baseline
▲ 0.50% · 4.625%
HK$62,040
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,868/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,619
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,629
−HK$2,042/mo
Today · 4.125%
HK$68,671
baseline
▲ 0.50% · 4.625%
HK$72,850
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,342/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,888
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,816
−HK$1,956/mo
Today · 4.125%
HK$75,772
baseline
▲ 0.50% · 4.625%
HK$79,766
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,544/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,386 · Scale 2, in force from 26 Feb 2026)