LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,900
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,017
−HK$1,135/mo
Today · 4.125%
HK$38,152
baseline
▲ 0.50% · 4.625%
HK$40,473
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,304/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,010
−HK$1,087/mo
Today · 4.125%
HK$42,097
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,194/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,081
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,421
−HK$1,361/mo
Today · 4.125%
HK$45,782
baseline
▲ 0.50% · 4.625%
HK$48,568
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,564/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,927
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,212
−HK$1,304/mo
Today · 4.125%
HK$50,516
baseline
▲ 0.50% · 4.625%
HK$53,179
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,032/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,261
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,824
−HK$1,588/mo
Today · 4.125%
HK$53,412
baseline
▲ 0.50% · 4.625%
HK$56,663
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,824/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,915
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,414
−HK$1,521/mo
Today · 4.125%
HK$58,935
baseline
▲ 0.50% · 4.625%
HK$62,042
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,870/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,621
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,631
−HK$2,042/mo
Today · 4.125%
HK$68,673
baseline
▲ 0.50% · 4.625%
HK$72,852
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,346/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,890
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,818
−HK$1,956/mo
Today · 4.125%
HK$75,774
baseline
▲ 0.50% · 4.625%
HK$79,768
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,548/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,403 · Scale 2, in force from 26 Feb 2026)