LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,901
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,018
−HK$1,134/mo
Today · 4.125%
HK$38,152
baseline
▲ 0.50% · 4.625%
HK$40,474
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,304/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,940
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,011
−HK$1,087/mo
Today · 4.125%
HK$42,098
baseline
▲ 0.50% · 4.625%
HK$44,317
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,196/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,081
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,421
−HK$1,362/mo
Today · 4.125%
HK$45,783
baseline
▲ 0.50% · 4.625%
HK$48,569
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,566/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,928
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,213
−HK$1,304/mo
Today · 4.125%
HK$50,517
baseline
▲ 0.50% · 4.625%
HK$53,180
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,034/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,262
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,825
−HK$1,588/mo
Today · 4.125%
HK$53,413
baseline
▲ 0.50% · 4.625%
HK$56,664
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,826/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,916
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,415
−HK$1,522/mo
Today · 4.125%
HK$58,937
baseline
▲ 0.50% · 4.625%
HK$62,043
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,874/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,622
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,632
−HK$2,042/mo
Today · 4.125%
HK$68,674
baseline
▲ 0.50% · 4.625%
HK$72,853
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,348/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,891
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,820
−HK$1,956/mo
Today · 4.125%
HK$75,776
baseline
▲ 0.50% · 4.625%
HK$79,770
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,552/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,414 · Scale 2, in force from 26 Feb 2026)