LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,902
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,019
−HK$1,135/mo
Today · 4.125%
HK$38,154
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,308/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,941
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,012
−HK$1,087/mo
Today · 4.125%
HK$42,099
baseline
▲ 0.50% · 4.625%
HK$44,318
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,198/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,423
−HK$1,361/mo
Today · 4.125%
HK$45,784
baseline
▲ 0.50% · 4.625%
HK$48,570
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,568/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,929
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,215
−HK$1,304/mo
Today · 4.125%
HK$50,519
baseline
▲ 0.50% · 4.625%
HK$53,181
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,038/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,263
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,827
−HK$1,588/mo
Today · 4.125%
HK$53,415
baseline
▲ 0.50% · 4.625%
HK$56,665
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,830/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,917
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,417
−HK$1,521/mo
Today · 4.125%
HK$58,938
baseline
▲ 0.50% · 4.625%
HK$62,045
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,876/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,624
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,634
−HK$2,043/mo
Today · 4.125%
HK$68,677
baseline
▲ 0.50% · 4.625%
HK$72,855
+HK$4,178/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,354/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,894
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,822
−HK$1,956/mo
Today · 4.125%
HK$75,778
baseline
▲ 0.50% · 4.625%
HK$79,772
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,556/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,432 · Scale 2, in force from 26 Feb 2026)