LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,903
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,020
−HK$1,134/mo
Today · 4.125%
HK$38,154
baseline
▲ 0.50% · 4.625%
HK$40,476
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,308/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,942
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,013
−HK$1,087/mo
Today · 4.125%
HK$42,100
baseline
▲ 0.50% · 4.625%
HK$44,319
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,200/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,084
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,361/mo
Today · 4.125%
HK$45,785
baseline
▲ 0.50% · 4.625%
HK$48,571
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,570/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,930
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,216
−HK$1,304/mo
Today · 4.125%
HK$50,520
baseline
▲ 0.50% · 4.625%
HK$53,183
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,040/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,264
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,828
−HK$1,588/mo
Today · 4.125%
HK$53,416
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,832/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,918
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,418
−HK$1,522/mo
Today · 4.125%
HK$58,940
baseline
▲ 0.50% · 4.625%
HK$62,046
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,880/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,625
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,636
−HK$2,042/mo
Today · 4.125%
HK$68,678
baseline
▲ 0.50% · 4.625%
HK$72,857
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,356/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,895
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,823
−HK$1,956/mo
Today · 4.125%
HK$75,779
baseline
▲ 0.50% · 4.625%
HK$79,774
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,558/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,444 · Scale 2, in force from 26 Feb 2026)