LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,905
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,022
−HK$1,135/mo
Today · 4.125%
HK$38,157
baseline
▲ 0.50% · 4.625%
HK$40,479
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,314/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,944
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,086/mo
Today · 4.125%
HK$42,102
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,220/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,204/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,086
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,427
−HK$1,361/mo
Today · 4.125%
HK$45,788
baseline
▲ 0.50% · 4.625%
HK$48,574
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,576/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,933
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,304/mo
Today · 4.125%
HK$50,523
baseline
▲ 0.50% · 4.625%
HK$53,186
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,046/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,267
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,831
−HK$1,589/mo
Today · 4.125%
HK$53,420
baseline
▲ 0.50% · 4.625%
HK$56,670
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,840/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,922
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,422
−HK$1,521/mo
Today · 4.125%
HK$58,943
baseline
▲ 0.50% · 4.625%
HK$62,050
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,886/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,629
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,640
−HK$2,042/mo
Today · 4.125%
HK$68,682
baseline
▲ 0.50% · 4.625%
HK$72,861
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,364/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,900
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,828
−HK$1,956/mo
Today · 4.125%
HK$75,784
baseline
▲ 0.50% · 4.625%
HK$79,779
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,568/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,481 · Scale 2, in force from 26 Feb 2026)