LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,906
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$1,134/mo
Today · 4.125%
HK$38,157
baseline
▲ 0.50% · 4.625%
HK$40,479
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,314/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,945
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,087/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,087
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,427
−HK$1,362/mo
Today · 4.125%
HK$45,789
baseline
▲ 0.50% · 4.625%
HK$48,575
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,578/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,934
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,219
−HK$1,305/mo
Today · 4.125%
HK$50,524
baseline
▲ 0.50% · 4.625%
HK$53,187
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,048/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,268
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,832
−HK$1,588/mo
Today · 4.125%
HK$53,420
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,840/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,923
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,423
−HK$1,521/mo
Today · 4.125%
HK$58,944
baseline
▲ 0.50% · 4.625%
HK$62,051
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,888/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,630
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,641
−HK$2,042/mo
Today · 4.125%
HK$68,683
baseline
▲ 0.50% · 4.625%
HK$72,863
+HK$4,180/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,366/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,901
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,829
−HK$1,956/mo
Today · 4.125%
HK$75,785
baseline
▲ 0.50% · 4.625%
HK$79,780
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,570/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,490 · Scale 2, in force from 26 Feb 2026)