LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,908
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,025
−HK$1,134/mo
Today · 4.125%
HK$38,159
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,318/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,947
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,018
−HK$1,087/mo
Today · 4.125%
HK$42,105
baseline
▲ 0.50% · 4.625%
HK$44,325
+HK$2,220/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,210/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,089
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,361/mo
Today · 4.125%
HK$45,791
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,582/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,936
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,222
−HK$1,304/mo
Today · 4.125%
HK$50,526
baseline
▲ 0.50% · 4.625%
HK$53,189
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,052/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,271
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,834
−HK$1,589/mo
Today · 4.125%
HK$53,423
baseline
▲ 0.50% · 4.625%
HK$56,674
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,846/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,926
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,426
−HK$1,521/mo
Today · 4.125%
HK$58,947
baseline
▲ 0.50% · 4.625%
HK$62,054
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,894/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,634
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,644
−HK$2,043/mo
Today · 4.125%
HK$68,687
baseline
▲ 0.50% · 4.625%
HK$72,866
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,374/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,905
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,833
−HK$1,956/mo
Today · 4.125%
HK$75,789
baseline
▲ 0.50% · 4.625%
HK$79,784
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,578/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,521 · Scale 2, in force from 26 Feb 2026)