LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,908
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,025
−HK$1,135/mo
Today · 4.125%
HK$38,160
baseline
▲ 0.50% · 4.625%
HK$40,482
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,320/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,947
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,019
−HK$1,087/mo
Today · 4.125%
HK$42,106
baseline
▲ 0.50% · 4.625%
HK$44,325
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,212/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,090
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,362/mo
Today · 4.125%
HK$45,792
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,584/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,937
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,222
−HK$1,305/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,190
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,271
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,835
−HK$1,589/mo
Today · 4.125%
HK$53,424
baseline
▲ 0.50% · 4.625%
HK$56,674
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,848/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,926
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,426
−HK$1,522/mo
Today · 4.125%
HK$58,948
baseline
▲ 0.50% · 4.625%
HK$62,055
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,896/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,634
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,645
−HK$2,043/mo
Today · 4.125%
HK$68,688
baseline
▲ 0.50% · 4.625%
HK$72,867
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,376/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,905
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,834
−HK$1,956/mo
Today · 4.125%
HK$75,790
baseline
▲ 0.50% · 4.625%
HK$79,785
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,580/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,526 · Scale 2, in force from 26 Feb 2026)