LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,910
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$1,135/mo
Today · 4.125%
HK$38,162
baseline
▲ 0.50% · 4.625%
HK$40,484
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,324/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,950
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,021
−HK$1,087/mo
Today · 4.125%
HK$42,108
baseline
▲ 0.50% · 4.625%
HK$44,328
+HK$2,220/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,216/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,092
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,433
−HK$1,362/mo
Today · 4.125%
HK$45,795
baseline
▲ 0.50% · 4.625%
HK$48,581
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,590/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,940
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,226
−HK$1,304/mo
Today · 4.125%
HK$50,530
baseline
▲ 0.50% · 4.625%
HK$53,193
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,060/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,275
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,589/mo
Today · 4.125%
HK$53,427
baseline
▲ 0.50% · 4.625%
HK$56,678
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,854/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,930
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,430
−HK$1,522/mo
Today · 4.125%
HK$58,952
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,904/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,639
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,649
−HK$2,043/mo
Today · 4.125%
HK$68,692
baseline
▲ 0.50% · 4.625%
HK$72,872
+HK$4,180/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,384/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,910
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,838
−HK$1,957/mo
Today · 4.125%
HK$75,795
baseline
▲ 0.50% · 4.625%
HK$79,790
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,590/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,565 · Scale 2, in force from 26 Feb 2026)