LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,911
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,028
−HK$1,135/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,485
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,951
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,022
−HK$1,087/mo
Today · 4.125%
HK$42,109
baseline
▲ 0.50% · 4.625%
HK$44,329
+HK$2,220/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,218/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,093
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,434
−HK$1,362/mo
Today · 4.125%
HK$45,796
baseline
▲ 0.50% · 4.625%
HK$48,582
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,592/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,941
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,227
−HK$1,304/mo
Today · 4.125%
HK$50,531
baseline
▲ 0.50% · 4.625%
HK$53,194
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,062/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,275
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,839
−HK$1,589/mo
Today · 4.125%
HK$53,428
baseline
▲ 0.50% · 4.625%
HK$56,679
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,856/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,931
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,431
−HK$1,522/mo
Today · 4.125%
HK$58,953
baseline
▲ 0.50% · 4.625%
HK$62,060
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,906/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,640
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,651
−HK$2,042/mo
Today · 4.125%
HK$68,693
baseline
▲ 0.50% · 4.625%
HK$72,873
+HK$4,180/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,386/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,911
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,840
−HK$1,956/mo
Today · 4.125%
HK$75,796
baseline
▲ 0.50% · 4.625%
HK$79,792
+HK$3,996/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,592/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,577 · Scale 2, in force from 26 Feb 2026)