LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,912
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$1,135/mo
Today · 4.125%
HK$38,164
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,328/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,952
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,087/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,330
+HK$2,220/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,094
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,435
−HK$1,362/mo
Today · 4.125%
HK$45,797
baseline
▲ 0.50% · 4.625%
HK$48,583
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,594/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,942
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,228
−HK$1,304/mo
Today · 4.125%
HK$50,532
baseline
▲ 0.50% · 4.625%
HK$53,196
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,064/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,277
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,840
−HK$1,589/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,932
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,432
−HK$1,522/mo
Today · 4.125%
HK$58,954
baseline
▲ 0.50% · 4.625%
HK$62,061
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,908/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,641
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$2,043/mo
Today · 4.125%
HK$68,695
baseline
▲ 0.50% · 4.625%
HK$72,875
+HK$4,180/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,390/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,913
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,841
−HK$1,957/mo
Today · 4.125%
HK$75,798
baseline
▲ 0.50% · 4.625%
HK$79,793
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,596/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,588 · Scale 2, in force from 26 Feb 2026)