LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,913
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,030
−HK$1,135/mo
Today · 4.125%
HK$38,165
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,323/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,330/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,953
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,025
−HK$1,087/mo
Today · 4.125%
HK$42,112
baseline
▲ 0.50% · 4.625%
HK$44,331
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,224/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,096
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,436
−HK$1,362/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,585
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,230
−HK$1,304/mo
Today · 4.125%
HK$50,534
baseline
▲ 0.50% · 4.625%
HK$53,198
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,068/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,278
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,842
−HK$1,589/mo
Today · 4.125%
HK$53,431
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$3,252/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,862/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,934
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,434
−HK$1,522/mo
Today · 4.125%
HK$58,956
baseline
▲ 0.50% · 4.625%
HK$62,064
+HK$3,108/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,912/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,644
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,655
−HK$2,042/mo
Today · 4.125%
HK$68,697
baseline
▲ 0.50% · 4.625%
HK$72,878
+HK$4,181/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,394/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,916
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,844
−HK$1,957/mo
Today · 4.125%
HK$75,801
baseline
▲ 0.50% · 4.625%
HK$79,796
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,602/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,612 · Scale 2, in force from 26 Feb 2026)