LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,914
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$1,135/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,488
+HK$2,322/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,954
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,026
−HK$1,087/mo
Today · 4.125%
HK$42,113
baseline
▲ 0.50% · 4.625%
HK$44,332
+HK$2,219/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,226/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,097
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,437
−HK$1,362/mo
Today · 4.125%
HK$45,799
baseline
▲ 0.50% · 4.625%
HK$48,586
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,598/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,945
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,231
−HK$1,304/mo
Today · 4.125%
HK$50,535
baseline
▲ 0.50% · 4.625%
HK$53,199
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,070/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,280
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,844
−HK$1,589/mo
Today · 4.125%
HK$53,433
baseline
▲ 0.50% · 4.625%
HK$56,684
+HK$3,251/mo
Deposit HK$4.72M · loan HK$11.03M · min. income ≈ HK$106,866/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,936
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,436
−HK$1,522/mo
Today · 4.125%
HK$58,958
baseline
▲ 0.50% · 4.625%
HK$62,065
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.03M · min. income ≈ HK$117,916/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,645
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,656
−HK$2,043/mo
Today · 4.125%
HK$68,699
baseline
▲ 0.50% · 4.625%
HK$72,879
+HK$4,180/mo
Deposit HK$1.57M · loan HK$14.18M · min. income ≈ HK$137,398/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,917
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,846
−HK$1,957/mo
Today · 4.125%
HK$75,803
baseline
▲ 0.50% · 4.625%
HK$79,798
+HK$3,995/mo
Deposit HK$1.57M · loan HK$14.18M · min. income ≈ HK$151,606/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,626 · Scale 2, in force from 26 Feb 2026)