LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,916
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,033
−HK$1,135/mo
Today · 4.125%
HK$38,168
baseline
▲ 0.50% · 4.625%
HK$40,490
+HK$2,322/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,336/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,956
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,027
−HK$1,087/mo
Today · 4.125%
HK$42,114
baseline
▲ 0.50% · 4.625%
HK$44,334
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,228/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,439
−HK$1,362/mo
Today · 4.125%
HK$45,801
baseline
▲ 0.50% · 4.625%
HK$48,588
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,602/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,947
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,233
−HK$1,304/mo
Today · 4.125%
HK$50,537
baseline
▲ 0.50% · 4.625%
HK$53,201
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,074/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,846
−HK$1,589/mo
Today · 4.125%
HK$53,435
baseline
▲ 0.50% · 4.625%
HK$56,686
+HK$3,251/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,870/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,938
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,438
−HK$1,522/mo
Today · 4.125%
HK$58,960
baseline
▲ 0.50% · 4.625%
HK$62,068
+HK$3,108/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,920/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,648
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,659
−HK$2,043/mo
Today · 4.125%
HK$68,702
baseline
▲ 0.50% · 4.625%
HK$72,883
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,404/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,920
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,849
−HK$1,957/mo
Today · 4.125%
HK$75,806
baseline
▲ 0.50% · 4.625%
HK$79,802
+HK$3,996/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,612/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,652 · Scale 2, in force from 26 Feb 2026)