LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,918
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,035
−HK$1,135/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,493
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,958
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,030
−HK$1,087/mo
Today · 4.125%
HK$42,117
baseline
▲ 0.50% · 4.625%
HK$44,337
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,234/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,101
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,442
−HK$1,362/mo
Today · 4.125%
HK$45,804
baseline
▲ 0.50% · 4.625%
HK$48,591
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,608/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,950
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,236
−HK$1,304/mo
Today · 4.125%
HK$50,540
baseline
▲ 0.50% · 4.625%
HK$53,204
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,080/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,285
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,849
−HK$1,589/mo
Today · 4.125%
HK$53,438
baseline
▲ 0.50% · 4.625%
HK$56,690
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,876/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,941
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,442
−HK$1,522/mo
Today · 4.125%
HK$58,964
baseline
▲ 0.50% · 4.625%
HK$62,072
+HK$3,108/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,928/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,652
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,663
−HK$2,043/mo
Today · 4.125%
HK$68,706
baseline
▲ 0.50% · 4.625%
HK$72,887
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,412/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,925
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,854
−HK$1,957/mo
Today · 4.125%
HK$75,811
baseline
▲ 0.50% · 4.625%
HK$79,807
+HK$3,996/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,622/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,688 · Scale 2, in force from 26 Feb 2026)