LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,922
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,040
−HK$1,135/mo
Today · 4.125%
HK$38,175
baseline
▲ 0.50% · 4.625%
HK$40,498
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,350/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,963
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,087/mo
Today · 4.125%
HK$42,122
baseline
▲ 0.50% · 4.625%
HK$44,343
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,244/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,107
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,448
−HK$1,362/mo
Today · 4.125%
HK$45,810
baseline
▲ 0.50% · 4.625%
HK$48,597
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,620/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,956
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,305/mo
Today · 4.125%
HK$50,547
baseline
▲ 0.50% · 4.625%
HK$53,211
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,094/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,291
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,856
−HK$1,589/mo
Today · 4.125%
HK$53,445
baseline
▲ 0.50% · 4.625%
HK$56,697
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,890/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,948
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,449
−HK$1,522/mo
Today · 4.125%
HK$58,971
baseline
▲ 0.50% · 4.625%
HK$62,080
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,942/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,660
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,671
−HK$2,044/mo
Today · 4.125%
HK$68,715
baseline
▲ 0.50% · 4.625%
HK$72,896
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,430/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,934
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,863
−HK$1,957/mo
Today · 4.125%
HK$75,820
baseline
▲ 0.50% · 4.625%
HK$79,817
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,640/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,761 · Scale 2, in force from 26 Feb 2026)