LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,923
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$1,135/mo
Today · 4.125%
HK$38,176
baseline
▲ 0.50% · 4.625%
HK$40,499
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,352/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,964
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,036
−HK$1,088/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,344
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,108
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,449
−HK$1,362/mo
Today · 4.125%
HK$45,811
baseline
▲ 0.50% · 4.625%
HK$48,599
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,622/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,957
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,243
−HK$1,305/mo
Today · 4.125%
HK$50,548
baseline
▲ 0.50% · 4.625%
HK$53,213
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,096/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,293
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,857
−HK$1,590/mo
Today · 4.125%
HK$53,447
baseline
▲ 0.50% · 4.625%
HK$56,699
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,894/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,950
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,451
−HK$1,522/mo
Today · 4.125%
HK$58,973
baseline
▲ 0.50% · 4.625%
HK$62,082
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,946/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,662
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,673
−HK$2,044/mo
Today · 4.125%
HK$68,717
baseline
▲ 0.50% · 4.625%
HK$72,898
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,434/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,936
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,865
−HK$1,957/mo
Today · 4.125%
HK$75,822
baseline
▲ 0.50% · 4.625%
HK$79,819
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,644/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,779 · Scale 2, in force from 26 Feb 2026)