LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,924
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,042
−HK$1,135/mo
Today · 4.125%
HK$38,177
baseline
▲ 0.50% · 4.625%
HK$40,500
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,354/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,966
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,037
−HK$1,088/mo
Today · 4.125%
HK$42,125
baseline
▲ 0.50% · 4.625%
HK$44,345
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,250/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,109
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,450
−HK$1,363/mo
Today · 4.125%
HK$45,813
baseline
▲ 0.50% · 4.625%
HK$48,600
+HK$2,787/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,626/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,959
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,245
−HK$1,305/mo
Today · 4.125%
HK$50,550
baseline
▲ 0.50% · 4.625%
HK$53,214
+HK$2,664/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,100/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,294
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,859
−HK$1,589/mo
Today · 4.125%
HK$53,448
baseline
▲ 0.50% · 4.625%
HK$56,700
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,896/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,952
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,452
−HK$1,523/mo
Today · 4.125%
HK$58,975
baseline
▲ 0.50% · 4.625%
HK$62,083
+HK$3,108/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,950/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,664
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,675
−HK$2,044/mo
Today · 4.125%
HK$68,719
baseline
▲ 0.50% · 4.625%
HK$72,900
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,438/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,938
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,867
−HK$1,958/mo
Today · 4.125%
HK$75,825
baseline
▲ 0.50% · 4.625%
HK$79,821
+HK$3,996/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,650/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,797 · Scale 2, in force from 26 Feb 2026)