LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,927
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,044
−HK$1,136/mo
Today · 4.125%
HK$38,180
baseline
▲ 0.50% · 4.625%
HK$40,503
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,360/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,968
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,040
−HK$1,088/mo
Today · 4.125%
HK$42,128
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,256/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,112
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,453
−HK$1,363/mo
Today · 4.125%
HK$45,816
baseline
▲ 0.50% · 4.625%
HK$48,604
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,632/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,962
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,248
−HK$1,305/mo
Today · 4.125%
HK$50,553
baseline
▲ 0.50% · 4.625%
HK$53,218
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,106/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,298
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,862
−HK$1,590/mo
Today · 4.125%
HK$53,452
baseline
▲ 0.50% · 4.625%
HK$56,704
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,904/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,956
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,456
−HK$1,523/mo
Today · 4.125%
HK$58,979
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,958/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,668
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,680
−HK$2,044/mo
Today · 4.125%
HK$68,724
baseline
▲ 0.50% · 4.625%
HK$72,905
+HK$4,181/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,448/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,943
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,872
−HK$1,958/mo
Today · 4.125%
HK$75,830
baseline
▲ 0.50% · 4.625%
HK$79,827
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,660/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,837 · Scale 2, in force from 26 Feb 2026)