LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,930
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,047
−HK$1,136/mo
Today · 4.125%
HK$38,183
baseline
▲ 0.50% · 4.625%
HK$40,506
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,366/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,971
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,043
−HK$1,088/mo
Today · 4.125%
HK$42,131
baseline
▲ 0.50% · 4.625%
HK$44,352
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,262/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,116
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,457
−HK$1,362/mo
Today · 4.125%
HK$45,819
baseline
▲ 0.50% · 4.625%
HK$48,607
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,638/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,966
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,252
−HK$1,305/mo
Today · 4.125%
HK$50,557
baseline
▲ 0.50% · 4.625%
HK$53,222
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,114/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,590/mo
Today · 4.125%
HK$53,456
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$3,252/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,912/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,960
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,461
−HK$1,522/mo
Today · 4.125%
HK$58,983
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,966/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,673
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$2,044/mo
Today · 4.125%
HK$68,729
baseline
▲ 0.50% · 4.625%
HK$72,911
+HK$4,182/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,458/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,948
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,878
−HK$1,958/mo
Today · 4.125%
HK$75,836
baseline
▲ 0.50% · 4.625%
HK$79,833
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,672/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,881 · Scale 2, in force from 26 Feb 2026)