LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,931
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$1,135/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,045
−HK$1,088/mo
Today · 4.125%
HK$42,133
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,220/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,266/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,117
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,458
−HK$1,363/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,609
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,967
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,254
−HK$1,305/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,224
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,303
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,868
−HK$1,590/mo
Today · 4.125%
HK$53,458
baseline
▲ 0.50% · 4.625%
HK$56,711
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,916/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,962
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,463
−HK$1,523/mo
Today · 4.125%
HK$58,986
baseline
▲ 0.50% · 4.625%
HK$62,095
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,972/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,676
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,688
−HK$2,044/mo
Today · 4.125%
HK$68,732
baseline
▲ 0.50% · 4.625%
HK$72,914
+HK$4,182/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,464/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,951
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,881
−HK$1,958/mo
Today · 4.125%
HK$75,839
baseline
▲ 0.50% · 4.625%
HK$79,836
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,678/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,905 · Scale 2, in force from 26 Feb 2026)