LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,932
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,049
−HK$1,136/mo
Today · 4.125%
HK$38,185
baseline
▲ 0.50% · 4.625%
HK$40,508
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,370/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,974
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,046
−HK$1,087/mo
Today · 4.125%
HK$42,133
baseline
▲ 0.50% · 4.625%
HK$44,354
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,266/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,118
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,459
−HK$1,363/mo
Today · 4.125%
HK$45,822
baseline
▲ 0.50% · 4.625%
HK$48,610
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,644/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,968
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,255
−HK$1,305/mo
Today · 4.125%
HK$50,560
baseline
▲ 0.50% · 4.625%
HK$53,225
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,120/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,304
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,869
−HK$1,590/mo
Today · 4.125%
HK$53,459
baseline
▲ 0.50% · 4.625%
HK$56,712
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,918/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,963
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,464
−HK$1,522/mo
Today · 4.125%
HK$58,986
baseline
▲ 0.50% · 4.625%
HK$62,096
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,972/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,677
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,689
−HK$2,044/mo
Today · 4.125%
HK$68,733
baseline
▲ 0.50% · 4.625%
HK$72,915
+HK$4,182/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,466/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,952
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,882
−HK$1,958/mo
Today · 4.125%
HK$75,840
baseline
▲ 0.50% · 4.625%
HK$79,837
+HK$3,997/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,680/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,914 · Scale 2, in force from 26 Feb 2026)