LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,935
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$1,136/mo
Today · 4.125%
HK$38,188
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,376/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,977
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,049
−HK$1,088/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,121
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,363/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,259
−HK$1,305/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,229
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,308
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,873
−HK$1,590/mo
Today · 4.125%
HK$53,463
baseline
▲ 0.50% · 4.625%
HK$56,716
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,926/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,968
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,469
−HK$1,522/mo
Today · 4.125%
HK$58,991
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,982/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,682
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,694
−HK$2,044/mo
Today · 4.125%
HK$68,738
baseline
▲ 0.50% · 4.625%
HK$72,921
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,476/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,958
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,888
−HK$1,958/mo
Today · 4.125%
HK$75,846
baseline
▲ 0.50% · 4.625%
HK$79,844
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,692/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,963 · Scale 2, in force from 26 Feb 2026)