LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,935
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$1,135/mo
Today · 4.125%
HK$38,188
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,376/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,977
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,049
−HK$1,088/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,122
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,463
−HK$1,363/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,614
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,972
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,259
−HK$1,305/mo
Today · 4.125%
HK$50,564
baseline
▲ 0.50% · 4.625%
HK$53,230
+HK$2,666/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,128/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,309
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,874
−HK$1,589/mo
Today · 4.125%
HK$53,463
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,926/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,968
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,469
−HK$1,523/mo
Today · 4.125%
HK$58,992
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,984/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,683
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,695
−HK$2,044/mo
Today · 4.125%
HK$68,739
baseline
▲ 0.50% · 4.625%
HK$72,921
+HK$4,182/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,478/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,959
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,889
−HK$1,957/mo
Today · 4.125%
HK$75,846
baseline
▲ 0.50% · 4.625%
HK$79,844
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,692/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,967 · Scale 2, in force from 26 Feb 2026)