LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,935
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,053
−HK$1,136/mo
Today · 4.125%
HK$38,189
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,378/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,978
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,050
−HK$1,087/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,359
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,122
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,464
−HK$1,362/mo
Today · 4.125%
HK$45,826
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,789/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,652/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,973
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,260
−HK$1,305/mo
Today · 4.125%
HK$50,565
baseline
▲ 0.50% · 4.625%
HK$53,230
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,130/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,309
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,874
−HK$1,590/mo
Today · 4.125%
HK$53,464
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,928/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,470
−HK$1,522/mo
Today · 4.125%
HK$58,992
baseline
▲ 0.50% · 4.625%
HK$62,102
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,984/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,683
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,695
−HK$2,045/mo
Today · 4.125%
HK$68,740
baseline
▲ 0.50% · 4.625%
HK$72,922
+HK$4,182/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,480/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,960
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,890
−HK$1,957/mo
Today · 4.125%
HK$75,847
baseline
▲ 0.50% · 4.625%
HK$79,845
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,694/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,974 · Scale 2, in force from 26 Feb 2026)