LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,936
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,054
−HK$1,136/mo
Today · 4.125%
HK$38,190
baseline
▲ 0.50% · 4.625%
HK$40,513
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,380/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,979
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,087/mo
Today · 4.125%
HK$42,138
baseline
▲ 0.50% · 4.625%
HK$44,360
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,276/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,123
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,465
−HK$1,363/mo
Today · 4.125%
HK$45,828
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,656/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,974
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,261
−HK$1,305/mo
Today · 4.125%
HK$50,566
baseline
▲ 0.50% · 4.625%
HK$53,232
+HK$2,666/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,132/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,311
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,590/mo
Today · 4.125%
HK$53,465
baseline
▲ 0.50% · 4.625%
HK$56,719
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,930/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,970
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,471
−HK$1,523/mo
Today · 4.125%
HK$58,994
baseline
▲ 0.50% · 4.625%
HK$62,104
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,988/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,685
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$2,044/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,482/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,961
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,891
−HK$1,958/mo
Today · 4.125%
HK$75,849
baseline
▲ 0.50% · 4.625%
HK$79,847
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,698/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$590,988 · Scale 2, in force from 26 Feb 2026)