LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,937
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,055
−HK$1,136/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,514
+HK$2,323/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,052
−HK$1,088/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,361
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,280/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,124
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,466
−HK$1,363/mo
Today · 4.125%
HK$45,829
baseline
▲ 0.50% · 4.625%
HK$48,617
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,658/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,976
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,262
−HK$1,306/mo
Today · 4.125%
HK$50,568
baseline
▲ 0.50% · 4.625%
HK$53,233
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,136/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,312
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,877
−HK$1,590/mo
Today · 4.125%
HK$53,467
baseline
▲ 0.50% · 4.625%
HK$56,720
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,934/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,971
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,473
−HK$1,522/mo
Today · 4.125%
HK$58,995
baseline
▲ 0.50% · 4.625%
HK$62,105
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,990/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,687
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,699
−HK$2,044/mo
Today · 4.125%
HK$68,743
baseline
▲ 0.50% · 4.625%
HK$72,926
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,486/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,963
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,893
−HK$1,958/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$79,849
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,004 · Scale 2, in force from 26 Feb 2026)