LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,938
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,056
−HK$1,135/mo
Today · 4.125%
HK$38,191
baseline
▲ 0.50% · 4.625%
HK$40,515
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,382/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,980
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,053
−HK$1,087/mo
Today · 4.125%
HK$42,140
baseline
▲ 0.50% · 4.625%
HK$44,362
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,280/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,125
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,467
−HK$1,363/mo
Today · 4.125%
HK$45,830
baseline
▲ 0.50% · 4.625%
HK$48,618
+HK$2,788/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,660/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,977
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,263
−HK$1,306/mo
Today · 4.125%
HK$50,569
baseline
▲ 0.50% · 4.625%
HK$53,234
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,138/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,313
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,590/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,721
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,973
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,474
−HK$1,523/mo
Today · 4.125%
HK$58,997
baseline
▲ 0.50% · 4.625%
HK$62,106
+HK$3,109/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,994/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,688
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,700
−HK$2,045/mo
Today · 4.125%
HK$68,745
baseline
▲ 0.50% · 4.625%
HK$72,928
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,490/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,965
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,895
−HK$1,958/mo
Today · 4.125%
HK$75,853
baseline
▲ 0.50% · 4.625%
HK$79,851
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,706/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,017 · Scale 2, in force from 26 Feb 2026)