LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,939
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,057
−HK$1,136/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,517
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,982
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,054
−HK$1,088/mo
Today · 4.125%
HK$42,142
baseline
▲ 0.50% · 4.625%
HK$44,363
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,284/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,127
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,468
−HK$1,363/mo
Today · 4.125%
HK$45,831
baseline
▲ 0.50% · 4.625%
HK$48,620
+HK$2,789/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,662/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,978
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,265
−HK$1,305/mo
Today · 4.125%
HK$50,570
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$2,666/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,140/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,315
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,880
−HK$1,590/mo
Today · 4.125%
HK$53,470
baseline
▲ 0.50% · 4.625%
HK$56,723
+HK$3,253/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,940/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,975
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,476
−HK$1,523/mo
Today · 4.125%
HK$58,999
baseline
▲ 0.50% · 4.625%
HK$62,109
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$117,998/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,690
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,703
−HK$2,044/mo
Today · 4.125%
HK$68,747
baseline
▲ 0.50% · 4.625%
HK$72,930
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$137,494/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,967
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,898
−HK$1,958/mo
Today · 4.125%
HK$75,856
baseline
▲ 0.50% · 4.625%
HK$79,854
+HK$3,998/mo
Deposit HK$1.58M · loan HK$14.18M · min. income ≈ HK$151,712/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,038 · Scale 2, in force from 26 Feb 2026)