LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,941
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,059
−HK$1,136/mo
Today · 4.125%
HK$38,195
baseline
▲ 0.50% · 4.625%
HK$40,519
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,390/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,984
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,057
−HK$1,088/mo
Today · 4.125%
HK$42,145
baseline
▲ 0.50% · 4.625%
HK$44,366
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,290/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,130
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,471
−HK$1,363/mo
Today · 4.125%
HK$45,834
baseline
▲ 0.50% · 4.625%
HK$48,623
+HK$2,789/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$91,668/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,981
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,268
−HK$1,306/mo
Today · 4.125%
HK$50,574
baseline
▲ 0.50% · 4.625%
HK$53,239
+HK$2,665/mo
Deposit HK$6.30M · loan HK$9.46M · min. income ≈ HK$101,148/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,318
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,883
−HK$1,590/mo
Today · 4.125%
HK$53,473
baseline
▲ 0.50% · 4.625%
HK$56,727
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,946/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,978
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,479
−HK$1,523/mo
Today · 4.125%
HK$59,002
baseline
▲ 0.50% · 4.625%
HK$62,113
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$118,004/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,694
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,707
−HK$2,044/mo
Today · 4.125%
HK$68,751
baseline
▲ 0.50% · 4.625%
HK$72,935
+HK$4,184/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,502/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,972
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,902
−HK$1,958/mo
Today · 4.125%
HK$75,860
baseline
▲ 0.50% · 4.625%
HK$79,859
+HK$3,999/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,720/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,074 · Scale 2, in force from 26 Feb 2026)