LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,943
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$1,136/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,058
−HK$1,088/mo
Today · 4.125%
HK$42,146
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,292/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,131
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,473
−HK$1,363/mo
Today · 4.125%
HK$45,836
baseline
▲ 0.50% · 4.625%
HK$48,625
+HK$2,789/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,672/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,983
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,270
−HK$1,305/mo
Today · 4.125%
HK$50,575
baseline
▲ 0.50% · 4.625%
HK$53,241
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,150/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,320
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,885
−HK$1,590/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,980
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,523/mo
Today · 4.125%
HK$59,005
baseline
▲ 0.50% · 4.625%
HK$62,115
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$118,010/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,697
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,709
−HK$2,045/mo
Today · 4.125%
HK$68,754
baseline
▲ 0.50% · 4.625%
HK$72,937
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,508/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,975
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,905
−HK$1,958/mo
Today · 4.125%
HK$75,863
baseline
▲ 0.50% · 4.625%
HK$79,862
+HK$3,999/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,726/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,097 · Scale 2, in force from 26 Feb 2026)