LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,943
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$1,136/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,059
−HK$1,088/mo
Today · 4.125%
HK$42,147
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,221/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,294/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,132
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,473
−HK$1,364/mo
Today · 4.125%
HK$45,837
baseline
▲ 0.50% · 4.625%
HK$48,626
+HK$2,789/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,674/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,984
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,271
−HK$1,305/mo
Today · 4.125%
HK$50,576
baseline
▲ 0.50% · 4.625%
HK$53,242
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,152/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,320
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,886
−HK$1,590/mo
Today · 4.125%
HK$53,476
baseline
▲ 0.50% · 4.625%
HK$56,730
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,952/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,981
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,482
−HK$1,523/mo
Today · 4.125%
HK$59,005
baseline
▲ 0.50% · 4.625%
HK$62,116
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$118,010/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,698
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,710
−HK$2,045/mo
Today · 4.125%
HK$68,755
baseline
▲ 0.50% · 4.625%
HK$72,938
+HK$4,183/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,510/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,976
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$73,906
−HK$1,958/mo
Today · 4.125%
HK$75,864
baseline
▲ 0.50% · 4.625%
HK$79,863
+HK$3,999/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,728/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,104 · Scale 2, in force from 26 Feb 2026)