LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,946
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,064
−HK$1,136/mo
Today · 4.125%
HK$38,200
baseline
▲ 0.50% · 4.625%
HK$40,525
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,400/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,990
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,062
−HK$1,088/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,372
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,136
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,477
−HK$1,364/mo
Today · 4.125%
HK$45,841
baseline
▲ 0.50% · 4.625%
HK$48,630
+HK$2,789/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,682/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,988
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,275
−HK$1,306/mo
Today · 4.125%
HK$50,581
baseline
▲ 0.50% · 4.625%
HK$53,247
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,162/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,325
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,890
−HK$1,591/mo
Today · 4.125%
HK$53,481
baseline
▲ 0.50% · 4.625%
HK$56,735
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$106,962/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,986
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,487
−HK$1,524/mo
Today · 4.125%
HK$59,011
baseline
▲ 0.50% · 4.625%
HK$62,121
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.03M · min. income ≈ HK$118,022/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,703
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,716
−HK$2,045/mo
Today · 4.125%
HK$68,761
baseline
▲ 0.50% · 4.625%
HK$72,945
+HK$4,184/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,522/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,982
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,912
−HK$1,959/mo
Today · 4.125%
HK$75,871
baseline
▲ 0.50% · 4.625%
HK$79,870
+HK$3,999/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,742/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,156 · Scale 2, in force from 26 Feb 2026)