LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,947
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,065
−HK$1,136/mo
Today · 4.125%
HK$38,201
baseline
▲ 0.50% · 4.625%
HK$40,526
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,402/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,991
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,063
−HK$1,088/mo
Today · 4.125%
HK$42,151
baseline
▲ 0.50% · 4.625%
HK$44,373
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,302/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,136
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,478
−HK$1,364/mo
Today · 4.125%
HK$45,842
baseline
▲ 0.50% · 4.625%
HK$48,631
+HK$2,789/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,684/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,989
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,276
−HK$1,306/mo
Today · 4.125%
HK$50,582
baseline
▲ 0.50% · 4.625%
HK$53,248
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,164/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,326
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,891
−HK$1,591/mo
Today · 4.125%
HK$53,482
baseline
▲ 0.50% · 4.625%
HK$56,736
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,964/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,987
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,489
−HK$1,523/mo
Today · 4.125%
HK$59,012
baseline
▲ 0.50% · 4.625%
HK$62,122
+HK$3,110/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,024/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,705
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,717
−HK$2,045/mo
Today · 4.125%
HK$68,762
baseline
▲ 0.50% · 4.625%
HK$72,946
+HK$4,184/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,524/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,983
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,914
−HK$1,958/mo
Today · 4.125%
HK$75,872
baseline
▲ 0.50% · 4.625%
HK$79,872
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,744/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,169 · Scale 2, in force from 26 Feb 2026)