LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,950
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,069
−HK$1,136/mo
Today · 4.125%
HK$38,205
baseline
▲ 0.50% · 4.625%
HK$40,529
+HK$2,324/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,410/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,994
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,067
−HK$1,088/mo
Today · 4.125%
HK$42,155
baseline
▲ 0.50% · 4.625%
HK$44,377
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,310/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,140
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,482
−HK$1,364/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,635
+HK$2,789/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,993
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,280
−HK$1,306/mo
Today · 4.125%
HK$50,586
baseline
▲ 0.50% · 4.625%
HK$53,253
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,172/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,896
−HK$1,591/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,741
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,992
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,494
−HK$1,523/mo
Today · 4.125%
HK$59,017
baseline
▲ 0.50% · 4.625%
HK$62,128
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,034/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,711
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$66,723
−HK$2,045/mo
Today · 4.125%
HK$68,768
baseline
▲ 0.50% · 4.625%
HK$72,953
+HK$4,185/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,536/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,990
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,921
−HK$1,958/mo
Today · 4.125%
HK$75,879
baseline
▲ 0.50% · 4.625%
HK$79,879
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,758/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,222 · Scale 2, in force from 26 Feb 2026)