LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,952
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$1,136/mo
Today · 4.125%
HK$38,206
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,412/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,996
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,069
−HK$1,088/mo
Today · 4.125%
HK$42,157
baseline
▲ 0.50% · 4.625%
HK$44,379
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,314/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,142
−HK$2,705/mo
▼ 0.25% · 3.875%
HK$44,484
−HK$1,363/mo
Today · 4.125%
HK$45,847
baseline
▲ 0.50% · 4.625%
HK$48,637
+HK$2,790/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,694/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,995
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,282
−HK$1,306/mo
Today · 4.125%
HK$50,588
baseline
▲ 0.50% · 4.625%
HK$53,255
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,176/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,332
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,898
−HK$1,591/mo
Today · 4.125%
HK$53,489
baseline
▲ 0.50% · 4.625%
HK$56,743
+HK$3,254/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,978/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,994
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,496
−HK$1,523/mo
Today · 4.125%
HK$59,019
baseline
▲ 0.50% · 4.625%
HK$62,130
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,038/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,713
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,726
−HK$2,045/mo
Today · 4.125%
HK$68,771
baseline
▲ 0.50% · 4.625%
HK$72,956
+HK$4,185/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,542/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,993
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$73,923
−HK$1,959/mo
Today · 4.125%
HK$75,882
baseline
▲ 0.50% · 4.625%
HK$79,882
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,764/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,244 · Scale 2, in force from 26 Feb 2026)