LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,953
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,071
−HK$1,136/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,532
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,997
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,070
−HK$1,088/mo
Today · 4.125%
HK$42,158
baseline
▲ 0.50% · 4.625%
HK$44,380
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,316/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,143
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,485
−HK$1,364/mo
Today · 4.125%
HK$45,849
baseline
▲ 0.50% · 4.625%
HK$48,639
+HK$2,790/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,698/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,997
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,284
−HK$1,306/mo
Today · 4.125%
HK$50,590
baseline
▲ 0.50% · 4.625%
HK$53,256
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,180/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,334
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,900
−HK$1,590/mo
Today · 4.125%
HK$53,490
baseline
▲ 0.50% · 4.625%
HK$56,745
+HK$3,255/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,980/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,996
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,498
−HK$1,523/mo
Today · 4.125%
HK$59,021
baseline
▲ 0.50% · 4.625%
HK$62,132
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,042/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,715
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,728
−HK$2,045/mo
Today · 4.125%
HK$68,773
baseline
▲ 0.50% · 4.625%
HK$72,958
+HK$4,185/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,546/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,995
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,926
−HK$1,959/mo
Today · 4.125%
HK$75,885
baseline
▲ 0.50% · 4.625%
HK$79,885
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,770/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,264 · Scale 2, in force from 26 Feb 2026)