LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,953
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,072
−HK$1,136/mo
Today · 4.125%
HK$38,208
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,416/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,998
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,071
−HK$1,088/mo
Today · 4.125%
HK$42,159
baseline
▲ 0.50% · 4.625%
HK$44,381
+HK$2,222/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,318/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,144
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,486
−HK$1,364/mo
Today · 4.125%
HK$45,850
baseline
▲ 0.50% · 4.625%
HK$48,640
+HK$2,790/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,700/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,997
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,285
−HK$1,306/mo
Today · 4.125%
HK$50,591
baseline
▲ 0.50% · 4.625%
HK$53,257
+HK$2,666/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,182/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,335
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,901
−HK$1,590/mo
Today · 4.125%
HK$53,491
baseline
▲ 0.50% · 4.625%
HK$56,746
+HK$3,255/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,982/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,997
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,499
−HK$1,523/mo
Today · 4.125%
HK$59,022
baseline
▲ 0.50% · 4.625%
HK$62,134
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,044/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,716
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,729
−HK$2,046/mo
Today · 4.125%
HK$68,775
baseline
▲ 0.50% · 4.625%
HK$72,959
+HK$4,184/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,550/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,996
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,927
−HK$1,959/mo
Today · 4.125%
HK$75,886
baseline
▲ 0.50% · 4.625%
HK$79,886
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,772/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,274 · Scale 2, in force from 26 Feb 2026)