LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,958
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$1,136/mo
Today · 4.125%
HK$38,213
baseline
▲ 0.50% · 4.625%
HK$40,538
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,426/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,076
−HK$1,088/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,387
+HK$2,223/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,150
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,492
−HK$1,364/mo
Today · 4.125%
HK$45,856
baseline
▲ 0.50% · 4.625%
HK$48,646
+HK$2,790/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,712/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,004
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$49,291
−HK$1,306/mo
Today · 4.125%
HK$50,597
baseline
▲ 0.50% · 4.625%
HK$53,264
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,194/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,341
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,907
−HK$1,591/mo
Today · 4.125%
HK$53,498
baseline
▲ 0.50% · 4.625%
HK$56,753
+HK$3,255/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,996/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,004
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,506
−HK$1,524/mo
Today · 4.125%
HK$59,030
baseline
▲ 0.50% · 4.625%
HK$62,141
+HK$3,111/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,060/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,725
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$66,738
−HK$2,045/mo
Today · 4.125%
HK$68,783
baseline
▲ 0.50% · 4.625%
HK$72,969
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,566/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,005
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,937
−HK$1,959/mo
Today · 4.125%
HK$75,896
baseline
▲ 0.50% · 4.625%
HK$79,896
+HK$4,000/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,792/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,350 · Scale 2, in force from 26 Feb 2026)