LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,959
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$1,137/mo
Today · 4.125%
HK$38,214
baseline
▲ 0.50% · 4.625%
HK$40,539
+HK$2,325/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$76,428/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,004
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,077
−HK$1,088/mo
Today · 4.125%
HK$42,165
baseline
▲ 0.50% · 4.625%
HK$44,388
+HK$2,223/mo
Deposit HK$7.88M · loan HK$7.88M · min. income ≈ HK$84,330/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,150
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,493
−HK$1,363/mo
Today · 4.125%
HK$45,856
baseline
▲ 0.50% · 4.625%
HK$48,647
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,712/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,004
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,292
−HK$1,306/mo
Today · 4.125%
HK$50,598
baseline
▲ 0.50% · 4.625%
HK$53,265
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,196/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,342
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,908
−HK$1,591/mo
Today · 4.125%
HK$53,499
baseline
▲ 0.50% · 4.625%
HK$56,754
+HK$3,255/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$106,998/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,005
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,507
−HK$1,524/mo
Today · 4.125%
HK$59,031
baseline
▲ 0.50% · 4.625%
HK$62,143
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,062/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,726
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,739
−HK$2,046/mo
Today · 4.125%
HK$68,785
baseline
▲ 0.50% · 4.625%
HK$72,970
+HK$4,185/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,570/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,007
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$73,938
−HK$1,959/mo
Today · 4.125%
HK$75,897
baseline
▲ 0.50% · 4.625%
HK$79,898
+HK$4,001/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,794/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,361 · Scale 2, in force from 26 Feb 2026)