LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,962
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,081
−HK$1,136/mo
Today · 4.125%
HK$38,217
baseline
▲ 0.50% · 4.625%
HK$40,542
+HK$2,325/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,434/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,007
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,080
−HK$1,089/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,392
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,154
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,497
−HK$1,363/mo
Today · 4.125%
HK$45,860
baseline
▲ 0.50% · 4.625%
HK$48,651
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,720/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,009
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,296
−HK$1,307/mo
Today · 4.125%
HK$50,603
baseline
▲ 0.50% · 4.625%
HK$53,270
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,206/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,347
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,913
−HK$1,591/mo
Today · 4.125%
HK$53,504
baseline
▲ 0.50% · 4.625%
HK$56,759
+HK$3,255/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,008/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,010
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,512
−HK$1,524/mo
Today · 4.125%
HK$59,036
baseline
▲ 0.50% · 4.625%
HK$62,148
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,072/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,731
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,745
−HK$2,046/mo
Today · 4.125%
HK$68,791
baseline
▲ 0.50% · 4.625%
HK$72,976
+HK$4,185/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,582/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,013
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,944
−HK$1,960/mo
Today · 4.125%
HK$75,904
baseline
▲ 0.50% · 4.625%
HK$79,905
+HK$4,001/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,808/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,413 · Scale 2, in force from 26 Feb 2026)