LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,964
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,082
−HK$1,137/mo
Today · 4.125%
HK$38,219
baseline
▲ 0.50% · 4.625%
HK$40,544
+HK$2,325/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,438/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,009
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,082
−HK$1,089/mo
Today · 4.125%
HK$42,171
baseline
▲ 0.50% · 4.625%
HK$44,394
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,342/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,156
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,499
−HK$1,364/mo
Today · 4.125%
HK$45,863
baseline
▲ 0.50% · 4.625%
HK$48,653
+HK$2,790/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,726/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,011
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,299
−HK$1,306/mo
Today · 4.125%
HK$50,605
baseline
▲ 0.50% · 4.625%
HK$53,272
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,210/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,349
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,915
−HK$1,591/mo
Today · 4.125%
HK$53,506
baseline
▲ 0.50% · 4.625%
HK$56,762
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,012/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,013
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,515
−HK$1,524/mo
Today · 4.125%
HK$59,039
baseline
▲ 0.50% · 4.625%
HK$62,151
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,078/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,734
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,748
−HK$2,046/mo
Today · 4.125%
HK$68,794
baseline
▲ 0.50% · 4.625%
HK$72,980
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,588/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,016
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,948
−HK$1,959/mo
Today · 4.125%
HK$75,907
baseline
▲ 0.50% · 4.625%
HK$79,908
+HK$4,001/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,814/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,440 · Scale 2, in force from 26 Feb 2026)