LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,964
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,083
−HK$1,137/mo
Today · 4.125%
HK$38,220
baseline
▲ 0.50% · 4.625%
HK$40,545
+HK$2,325/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,440/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,010
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,088/mo
Today · 4.125%
HK$42,171
baseline
▲ 0.50% · 4.625%
HK$44,394
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,342/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,157
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,500
−HK$1,363/mo
Today · 4.125%
HK$45,863
baseline
▲ 0.50% · 4.625%
HK$48,654
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,726/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,012
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,299
−HK$1,307/mo
Today · 4.125%
HK$50,606
baseline
▲ 0.50% · 4.625%
HK$53,273
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,212/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,350
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,916
−HK$1,591/mo
Today · 4.125%
HK$53,507
baseline
▲ 0.50% · 4.625%
HK$56,763
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,014/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,014
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,516
−HK$1,524/mo
Today · 4.125%
HK$59,040
baseline
▲ 0.50% · 4.625%
HK$62,152
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,080/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,736
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,749
−HK$2,046/mo
Today · 4.125%
HK$68,795
baseline
▲ 0.50% · 4.625%
HK$72,981
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$137,590/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,018
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,949
−HK$1,960/mo
Today · 4.125%
HK$75,909
baseline
▲ 0.50% · 4.625%
HK$79,910
+HK$4,001/mo
Deposit HK$1.58M · loan HK$14.19M · min. income ≈ HK$151,818/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,451 · Scale 2, in force from 26 Feb 2026)