LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,965
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,084
−HK$1,137/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,546
+HK$2,325/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,011
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,089/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,158
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,501
−HK$1,364/mo
Today · 4.125%
HK$45,865
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,730/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,013
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,301
−HK$1,306/mo
Today · 4.125%
HK$50,607
baseline
▲ 0.50% · 4.625%
HK$53,275
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,214/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,351
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,918
−HK$1,591/mo
Today · 4.125%
HK$53,509
baseline
▲ 0.50% · 4.625%
HK$56,765
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,018/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,015
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,518
−HK$1,524/mo
Today · 4.125%
HK$59,042
baseline
▲ 0.50% · 4.625%
HK$62,154
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,084/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,738
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$66,751
−HK$2,046/mo
Today · 4.125%
HK$68,797
baseline
▲ 0.50% · 4.625%
HK$72,983
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,594/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,020
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,951
−HK$1,960/mo
Today · 4.125%
HK$75,911
baseline
▲ 0.50% · 4.625%
HK$79,912
+HK$4,001/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,822/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,469 · Scale 2, in force from 26 Feb 2026)