LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,968
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$1,136/mo
Today · 4.125%
HK$38,223
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,446/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,014
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,087
−HK$1,089/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,399
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,161
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,504
−HK$1,364/mo
Today · 4.125%
HK$45,868
baseline
▲ 0.50% · 4.625%
HK$48,659
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,736/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,017
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,304
−HK$1,307/mo
Today · 4.125%
HK$50,611
baseline
▲ 0.50% · 4.625%
HK$53,279
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,222/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,355
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,921
−HK$1,592/mo
Today · 4.125%
HK$53,513
baseline
▲ 0.50% · 4.625%
HK$56,769
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,026/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,019
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,522
−HK$1,524/mo
Today · 4.125%
HK$59,046
baseline
▲ 0.50% · 4.625%
HK$62,158
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,092/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,742
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,756
−HK$2,046/mo
Today · 4.125%
HK$68,802
baseline
▲ 0.50% · 4.625%
HK$72,989
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,604/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,025
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,957
−HK$1,959/mo
Today · 4.125%
HK$75,916
baseline
▲ 0.50% · 4.625%
HK$79,918
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,832/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,511 · Scale 2, in force from 26 Feb 2026)