LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,968
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$1,137/mo
Today · 4.125%
HK$38,224
baseline
▲ 0.50% · 4.625%
HK$40,550
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,448/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,014
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,088/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,399
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,162
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,364/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,660
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,017
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,305
−HK$1,307/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,279
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,356
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,591/mo
Today · 4.125%
HK$53,513
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$3,257/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,026/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,020
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,524/mo
Today · 4.125%
HK$59,047
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,094/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,743
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,757
−HK$2,046/mo
Today · 4.125%
HK$68,803
baseline
▲ 0.50% · 4.625%
HK$72,990
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,606/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,026
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,958
−HK$1,959/mo
Today · 4.125%
HK$75,917
baseline
▲ 0.50% · 4.625%
HK$79,919
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,834/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,519 · Scale 2, in force from 26 Feb 2026)