LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,969
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,088
−HK$1,136/mo
Today · 4.125%
HK$38,224
baseline
▲ 0.50% · 4.625%
HK$40,550
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,448/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,015
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,089/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,163
−HK$2,706/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,364/mo
Today · 4.125%
HK$45,869
baseline
▲ 0.50% · 4.625%
HK$48,660
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,738/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,306/mo
Today · 4.125%
HK$50,612
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$2,668/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,224/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,356
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,923
−HK$1,591/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,021
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,525/mo
Today · 4.125%
HK$59,048
baseline
▲ 0.50% · 4.625%
HK$62,160
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,096/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,744
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$2,046/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,990
+HK$4,186/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$1,959/mo
Today · 4.125%
HK$75,918
baseline
▲ 0.50% · 4.625%
HK$79,920
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,836/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,526 · Scale 2, in force from 26 Feb 2026)