LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,969
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,088
−HK$1,137/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,551
+HK$2,326/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,015
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,089/mo
Today · 4.125%
HK$42,177
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,223/mo
Deposit HK$7.89M · loan HK$7.89M · min. income ≈ HK$84,354/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,163
−HK$2,707/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,365/mo
Today · 4.125%
HK$45,870
baseline
▲ 0.50% · 4.625%
HK$48,661
+HK$2,791/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$91,740/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,018
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,307/mo
Today · 4.125%
HK$50,613
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$2,667/mo
Deposit HK$6.31M · loan HK$9.46M · min. income ≈ HK$101,226/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,357
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,923
−HK$1,592/mo
Today · 4.125%
HK$53,515
baseline
▲ 0.50% · 4.625%
HK$56,771
+HK$3,256/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$107,030/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,021
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,524
−HK$1,524/mo
Today · 4.125%
HK$59,048
baseline
▲ 0.50% · 4.625%
HK$62,160
+HK$3,112/mo
Deposit HK$4.73M · loan HK$11.04M · min. income ≈ HK$118,096/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,744
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$66,758
−HK$2,046/mo
Today · 4.125%
HK$68,804
baseline
▲ 0.50% · 4.625%
HK$72,991
+HK$4,187/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$137,608/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,027
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$73,959
−HK$1,960/mo
Today · 4.125%
HK$75,919
baseline
▲ 0.50% · 4.625%
HK$79,921
+HK$4,002/mo
Deposit HK$1.58M · loan HK$14.20M · min. income ≈ HK$151,838/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$591,531 · Scale 2, in force from 26 Feb 2026)